About Company

At, Neo Force Financial Services Inc., we take pride in being a leading Law firm Accounting, provider of commercial lending solutions, Tax Specialists in Canada.

Multi-Family Loan Programs

Unleash the Growth Potential of Your Multi-Family Property with Neo Force Financial Services

At Neo Force Financial Services, we understand the unique challenges and opportunities associated with multi-family property investment in Canada. We’re dedicated to empowering owners and investors like you with the financing solutions needed to unlock the full potential of your assets.

Why Invest in Multi-Family Properties in Canada?

Canada’s multi-family market presents a compelling investment opportunity for several reasons:

  • Stable Demand: Canada faces a consistent demand for rental housing due to population growth, urbanization trends, and immigration.
  • Strong Returns: Multi-family properties offer the potential for stable cash flow and long-term capital appreciation.
  • Diversification: Adding multi-family properties to your portfolio can diversify your investment holdings and mitigate risk.

Neo Force: Your Trusted Partner for Multi-Family Financing

At Neo Force, we go beyond simply providing loans. We act as your trusted advisor throughout the entire financing process, offering a comprehensive suite of multi-family loan programs tailored to your specific needs. Here’s what sets us apart:

  • Experienced Team: Our team boasts extensive experience in multi-family financing, with a deep understanding of the Canadian market.
  • Competitive Rates: We leverage our strong relationships with lenders to secure the most competitive rates and terms available.
  • Flexible Solutions: We offer a variety of loan structures to cater to diverse investment goals and property types.
  • Streamlined Process: Our streamlined application and approval process ensures you receive your funding quickly and efficiently.
  • Dedicated Support: We are committed to providing ongoing support throughout the life of your loan, ensuring your success.

Our Multi-Family Loan Programs

1. Acquisition Loans:

  • Designed for financing the purchase of existing multi-family properties.
  • Loan amounts ranging from $500,000 to $50,000,000 (depending on lender).
  • Loan-to-Value ratios (LTV) up to 80% (depending on property condition and borrower qualifications).
  • Fixed or variable interest rates available.
  • Amortization periods up to 35 years.

2. Refinance Loans:

  • Unlock capital from your existing property to invest in renovations, debt consolidation, or portfolio expansion.
  • Streamline your existing financing by consolidating multiple loans into a single, more manageable one.
  • Potentially secure a lower interest rate through refinancing.
  • Loan terms typically mirror acquisition loan options.

3. Construction Loans:

  • Finance the development of new multi-family projects from ground-up construction.
  • Flexible structures cater to various development stages (land acquisition, construction phases).
  • Interest-only periods during construction may be available.

4. CMHC-insured Loans:

  • Offered in collaboration with Canada Mortgage and Housing Corporation (CMHC).
  • Provides access to attractive financing options with lower down payments (as low as 15%).
  • Ideal for first-time investors or those seeking to maximize leverage.

Factors to Consider When Choosing a Multi-Family Loan:

  • Loan Amount: Determine the amount of financing required based on your property’s value and investment goals.
  • Interest Rate: Evaluate both fixed and variable rate options to choose the one that best suits your risk tolerance and investment horizon.
  • Loan Term: Consider the amortization period and prepayment options that align with your long-term plans.
  • Down Payment: Understand the required down payment for different loan programs.
  • Experience of the Lender: Choose a lender with a proven track record in multi-family financing and a strong understanding of the Canadian market.

Navigating the Financing Process with Neo Force

We understand that securing financing can be a complex process. At Neo Force, we simplify every step with our client-centric approach:

  • Initial Consultation: Discuss your investment goals and property details with a dedicated loan specialist.
  • Loan Pre-Qualification: Receive a pre-qualification to understand your borrowing power and explore suitable loan options.
  • Loan Application: Our team will guide you through compiling necessary documentation and completing the loan application efficiently.
  • Lender Negotiation: We leverage our relationships with lenders to negotiate the most favorable terms and rates on your behalf.
  • Loan Closing: Our team manages the closing process to ensure a smooth and timely transaction.

We handle everything from filing your T2 return to strategizing tax-saving solutions, so you can focus on what matters most: growing your business.

Here’s how we make your tax life easier:

Tailored approach
Tax planning expertise Tax planning expertise Tax planning expertise
T2 filing mastery
We ensure accurate and timely filing of your corporate income tax return.
GIFI translation
We seamlessly translate your financial statements to the required format.
Dormant company support
We handle nil returns for inactive corporations with ease.
Tax planning expertise
We proactively strategize to minimize your tax burden, leveraging innovative solutions.